Kristin Cavallari says she learned a painful $250K lesson involving her father at 22

Kristin Cavallari is reflecting on a painful lesson after lending her father a quarter of a million dollars.

During a recent episode of her podcast "Let's Be Honest with Kristin Cavallari," in which the 39-year-old reality star shared her opinions on women and finances, Cavallari recalled how she ended up $250,000 "in the hole" following two loans to her father Dennis Cavallari that were never repaid.

"My dad came to me — I was filming ‘The Hills,’ so I must have been 22 — and asked for a large sum of money to borrow.

Six figures," she said.

KRISTIN CAVALLARI ADMITS HER KIDS FLY COACH WHILE SHE SITS IN FIRST CLASS "And I was making great money at the time, but it’s still — I’m 22," Cavallari continued.

"Six figures is a big deal for me." "But I lent it to him, and he promised me he would pay me back," the Uncommon James founder remembered.

"He probably said six months, and he was going to give me interest on top of it.

And, you know, well, I didn’t get paid back.

And instead, he asked to borrow more money, another six-figure number." JAMIE-LYNN SIGLER CLAIMS HER EX-HUSBAND SECRETLY STOLE HUNDREDS OF THOUSANDS FROM HER 'SOPRANOS' EARNINGS Cavallari said that she confronted Dennis about not repaying the first loan but ultimately relented.

"I said to him, ‘You haven’t even acknowledged the first payment, and now you want more money?’" she recalled.

"But because I’m such a f-----g sucker — or I was at the time — I lent him more money." WYNONNA JUDD ADMITS HELPING DAUGHTER DURING METH BATTLE ‘BIT ME IN THE BUTT' The "Laguna Beach" alum admitted she has no expectation of ever getting the money back.

"I will never see that money," she said.

"So, when I tell you, I’m in the hole with my own dad, a quarter of a million dollars." THE RICH HAVE ONE FINANCIAL HABIT MOST AMERICANS IGNORE AT THEIR PERIL "Talk about a bad business decision," Cavallari added.

However, the TV personality acknowledged that the experience taught her the importance of setting boundaries with family and friends when it comes to money.