My partner and I don't share a bank account, and we still won't after our wedding

The couple has been together for four years without merging bank accounts.

Courtesy of Catherine Work My fiancé and I have been together for four years and have never had a joint bank account.

We're transparent about our incomes, savings, and spending, and we've never had a fight about money.

We plan to pay for our wedding together, but we won't combine our finances after we get married.

My parents have a shared bank account and kept all their large purchases in both their names, so I thought sharing an account would be my financial destiny, too, if I ever got married.

I didn't question it until recently.

Now, my partner and I are getting married in just a few months, and we don't plan to combine our finances.

After four years together, we've never had any accounts or cards in both of our names.

The closest we ever got to that was me using his credit card on a payment app when we were in Vietnam because mine didn't work.

We both contribute to rent and household expenses.

We pay back the other person our half of large purchases like flights and hotels, but we don't keep a tab of who owes who what (a nice change from my previous romantic relationships).

We've always been open about money We were upfront about our income, debt (or lack thereof), and our mutual desire to live below our means from day one.

After about three years of dating, we told each other how much we have in savings.

We continue to be transparent about money and agree on the vast majority of each other's purchases — it helps that we're both very frugal.