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Credit card EMI: Is converting a big purchase into EMI always cheaper? Experts explain

LiveMint - Money · 23 August 2026 at 6:30 am

Credit card EMI: Is converting a big purchase into EMI always cheaper? Experts explain

Credit card EMI can ease monthly cash flow, but it may also increase the overall cost of a purchase.

Experts explain how interest, processing fees, tenure and rewards affect the final repayment, highlighting the importance of careful planning before opting for EMI.

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Credit card EMI: Is converting a big purchase into EMI always cheaper? Experts explain

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