Top FD interest rates in India: Check fixed deposit returns of DCB Bank, YES Bank, RBL Bank and more
Indian banks offer varied fixed-deposit rates across five maturity categories. Here’s a comparison that covers deposits worth up to ₹ 1 crore. It includes 16 banks and rates available on 24 August 2026.
The first category covers 6 months to under 1 year. The second covers 1 year to under 2 years. The third covers 2 years to under 3 years. The fourth covers 3 years to under 5 years. The final category covers 5 years and longer.
DCB Bank offers 6.00-6.50% for 6 months to under 1 year. Its remaining categories offer 6.90-7.10%, 6.90-7.50%, 7.00-7.10% and 7.00-7.50%, respectively.
Jammu and Kashmir Bank starts with 5.50-6.00% in the shortest category. Its later categories offer 6.55-6.60%, 6.75-7.05%, 6.80% and 6.85%, respectively.
YES Bank offers 4.75-6.50% for six months to under one year. Its remaining rates are 6.65-7.25%, 6.90-7.00%, 7.00% and 6.75%, respectively.
RBL Bank starts with 4.75-6.05% for the shortest maturity period. Its later categories offer 7.00-7.20%, 7.20%, 7.00-7.20% and 6.70%, respectively.
Tamilnad Mercantile Bank offers 6.30-6.50% in the first category. Its remaining rates are 6.60-7.25%, 7.00%, 6.70% and 6.70%, respectively.
IndusInd Bank offers 5.75-6.25% for the shortest maturity category. Its later categories provide 6.75-6.90%, 7.00%, 6.65-7.00% and 6.50-6.65%, respectively.
Dhanlaxmi Bank provides 5.25-7.00% for six months to under one year. Its remaining rates are 6.25-7.10%, 6.25-6.50%, 6.50-7.25% and 6.50-6.60%, respectively.
Axis Bank offers 5.50-5.75% for the shortest maturity period. Its subsequent categories provide 6.25-6.50%, 6.50%, 6.50% and 6.50%, respectively.
ICICI Bank starts with 4.50-5.50% for the first category. Its remaining categories offer 6.25-6.30%, 6.30-6.45%, 6.45-6.50% and 6.50%, respectively.
Federal Bank offers 4.50-6.00% for six months to under one year. Its later rates are 6.25-6.65%, 6.40-6.50%, 6.40-6.70% and 6.40%, respectively.
Karur Vysya Bank provides 6.00-7.00% in the shortest category. Its remaining rates are 6.55-7.20%, 6.55%, 6.55% and 6.25-6.55%, respectively.
Kotak Mahindra Bank starts with 5.00-6.00% for the shortest maturity. Its later categories offer 6.35-6.55%, 6.80%, 6.40% and 6.25%, respectively.
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