AI-Driven Efficiency in Cross-Border Trade Payments: XTransfer Cracks the “Impossible Trinity”

SHENZHEN, China, Aug. 19, 2026 (GLOBE NEWSWIRE) — AI is reshaping global trade, with digitalisation driving industrial transformation. Cross-border payments, a vital link in trade fund flows, are undergoing efficiency and compliance upgrades. Recently, XTransfer , the World’s Leading B2B Cross-border Trade Payment Platform, hosted China’s foreign trade industry annual mega-event, XTransfer Summit 26 , in Shenzhen, gathering over 4,500 trading companies, 50+ top banks and financial institutions, and industry experts to explore AI-driven opportunities.

The summit highlighted AI’s role in enhancing payment security and efficiency. Bill Deng, Founder and CEO of XTransfer , remarked, “AI has given us the key to cracking risk control in an industry with low digitisation, fragmented data, and high compliance demands.” By merging human expertise with AI, XTransfer built a globally unified B2B cross-border settlement network and risk management framework. Its proprietary TradePilot , the world’s first and most advanced vertical AI model for B2B cross-border trade payment, according to CIC, now embeds 72 AI agents across the full compliance lifecycle, from KYC onboarding and transaction verification to ongoing anti-money laundering monitoring.

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In practice, these AI agents automatically process unstructured trade documents, converting fragmented data into structured insights to boost efficiency and compliance. Deng noted , “We’ve broken the ‘impossible trinity’, achieving high risk-control accuracy, low cost, and great user experience all at once .” Today, XTransfer’s platform automates 98.5% of transaction reviews, maintains a fraud rate as low as around 0.003%, and serves millions of SMEs at sustainable costs.

AI is also reshaping business models. “Super individuals” and small teams now use AI to cover multiple markets , yet multi-currency collections and settlement speed remain the “last mile”. To address this, XTransfer offers end-to-end local collection accounts, enabling overseas buyers to pay in their home currencies. This speeds fund turnover and helps exporters enter new markets with confidence.

XTransfer has served over 1 million business clients , with total payment volume reaching US$60.5 billion in 2025 . Its local account network spans nearly 60 countries across Africa, Asia, Latin America, the Middle East, Europe, the Americas, and Australasia, connecting to 170+ global financial institutions. Through secure, intelligent payment and compliance solutions, XTransfer is powering high-quality foreign trade growth in the AI era.

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/2a2f88fb-c95b-4c9b-a659-360210f219f3