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How can I start saving in an RRSP and TFSA when every time I try, debt payments or unexpected expenses derail me?

Financial Post ·

Q: I am 35 years old and I have nothing saved for retirement .

Every time I plan to start, an unexpected expense occurs or I need to pay down debts.

Last month it was a car repair.

The month before it was my credit card bill from attending a friend’s destination wedding.

I have a decent job but no real plan, other than that I should save.

Hopefully it’s not too late to catch up.

Where do I start? —Ryan Read More

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